How it works...

Customers will be able to interact with Newpay (via the Deko Tab) on any page on your site where the script is called.

Ahead of checkout, customers will be able to interact with finance options on the product details pages and also complete a 'Will I Qualify?' check, which not only assesses eligibility, but plays back to the customer the credit limit they will be entitled to (subject to checks) on full application.

At checkout, the customer will be able to select Newpay as a payment option and apply for a Newpay account. Upon completion of account creation, fraud checks, credit check and document signing, the customer will be able to purchase.

Customers can choose from 3 payment plans:

  1. Flexible credit (just like a credit card, with a minimum payment per month)

  2. An instalment plan (6, 12, 18, 24, 36, 48 months at the standard APR Representative, with a fixed payment amount each month)

  3. A promotional offer (6, 12, 18, 24 at 0% APR, depending on the customer's credit profile, with a fixed payment amount each month)

Returning customers will be able to login at checkout and spend instantly.


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